1. Introduction
When you access or use UnifiedLend (Capitech Unified Pvt. Ltd.), we may collect the following types of information:
- Personal Information: Name, contact details (email, phone number, address), PAN, Aadhaar, and other KYC details as required by lending partners.
- Professional Information: Occupation, employment details, banking/financial experience, and profile details when you create your UnifiedLend account.
- Financial Information: Loan requirements, business details, bank account details (for payouts), and credit-related documents provided for loan processing.
- Technical Information: IP address, browser type, device details, cookies, and usage logs to enhance user experience.
2. How We Use Your Information
We use the information collected for the following purposes:
- To process loan applications and connect you directly with banks and NBFCs.
- To verify identity and perform necessary KYC/AML checks.
- To provide transparent loan charges, payout structures, and transaction updates.
- To communicate with you regarding your cases, queries, and payouts.
- To improve our platform’s security, user interface, and overall functionality.
- To comply with applicable laws, regulations, and regulatory guidelines.
3. Sharing of Information
We respect your privacy and do not sell your data. Your information is shared only in the following circumstances:
- With Banks and NBFCs to process your loan application and disbursement.
- With authorized employees/partners of UnifiedLend strictly for case processing.
- When required by law enforcement agencies, regulators, or courts of law.
- With trusted third-party vendors for services such as payment processing, data hosting, or identity verification, under strict confidentiality agreements.
4. Data Security
We adopt industry-standard practices to protect your data, including:
- Encryption of sensitive information during storage and transmission.
- Restricted access to authorized personnel only.
- Regular monitoring and audits to prevent unauthorized access or misuse.
However, while we take all reasonable precautions, no digital platform can guarantee 100% security.
5. Your Rights
You have the right to:
- Access, correct, or update your personal information.
- Request deletion of your data, subject to regulatory and contractual obligations.
- Withdraw consent for data usage (which may impact your ability to use certain services).
Opt-out of promotional communications at any time.
6. Cookies & Tracking
Our website may use cookies to enhance user experience and track analytics. You can disable cookies through your browser settings, but some features may not function properly.
7. Third-Party Links
Our website may contain links to third-party websites. UnifiedLend is not responsible for the privacy practices or content of these external sites.
8. Policy Updates
We may update this Privacy Policy periodically to reflect legal, regulatory, or operational changes. Updates will be posted on this page with a revised effective date.
9. Contact Us
If you have questions or concerns about this Privacy Policy, please contact us at:
Capitech Unified Pvt. Ltd.
Address: 12th Floor, Office No-1205,
Gaur City Office Towers, Gaur City Mall.
Noida Extension, Greater Noida West. Uttar Pradesh-201308
📞 Phone: +91 9650909881
Email: anujsinha@unifiedlend.com
